3 Questions You Must Ask When Choosing Your Health Insurance Plan

Okay, today's quick tip is about insurance. This is a season for where all of the insurance plans are starting to turn over and you need to pick your new plans. So one of our big things so the top three questions that you need to be asking when you're looking for your insurance plan. First plan or first thing that you need to ask is what is the deductible? The deductible is the money that's out of your pocket that you are responsible for. So make sure you know what that deductible is before you sign up for a new plan. Second thing that you need to look at are the co pays. What are you responsible for out of pocket, whether it be in network doctors or out of network doctors? You need to make sure you're aware of that and then of course, the third thing is to make sure what services are covered what are the ancillary services and what are your primary services that are covered. So if you take a particular medication, or you use a specific service for mobility or things like that, you need to make sure that that is indeed covered in the plan that you are reopening for in this new season. So that's our quick tip. Make sure you ask about the deductible asked about the copay, and make sure that the services are indeed covered. So that's our health tip for the week, and we'll talk to you next week.